Do you want to learn how to budget with an irregular income? We will share the mistakes most irregular income earners make and how you should never repeat them. Budgeting can be challenging, especially when your income is unstable. The solution is to focus on your must-have expenses first and save during your good months. […]
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Let’s look at how to save money on car insurance without losing coverage. Car insurance is a must if you own a car. It protects you, your vehicle, and other road users. However, for many Americans, paying for car insurance every month can feel like a financial burden. It doesn’t have to be so. The
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What happens when life gives you extra income? Sometimes the income might come from a bonus, tax refund, gift, or side hustle. The source may not be a major focus for us at this time. The big question is: what should you do with extra income? According to a 2024 CNBC report, about 44% of
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Budgeting mistakes can take your financial journey in the wrong direction. Managing your money is not always easy, especially when you’re a young professional with a tight schedule. Most times, long work hours and social commitments come before budgeting in your to-do list. According to a 2024 report from LendingClub, over 60% of Americans are
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If you’re like many Americans, the thought of what insurance is might make you think of paperwork, policies, and monthly bills. It is a simple concept that can protect your financial future. This article will break down what insurance is. How it works, why it matters, and some key statistics will show you just how
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We will learn the 5 best ways to cut household costs even if you are on a tight budget. Cutting household costs is a simple yet powerful way to save money. The cost of living continues to rise in the United States, with inflation pushing household expenses higher than ever. According to the U.S. Bureau
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You can save money for a road trip and do it the right way. Planning a road trip can be exciting, but the costs can pose a part of your discouragement. You will need to consider expenses on gas, accommodations, food, and other activities. So it’s essential to have a smart savings plan. Life is
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In this article, you will learn how to save money as a student. Managing your money as a student can feel overwhelming. It becomes even more so when juggling classes, social life, and possibly part-time jobs. According to a 2023 report by the National Center for Education Statistics (NCES), 70% of college students in the
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If you pay attention to what I will share with you, you can save money on groceries. Grocery expenses are a significant part of household budgets. This is why they often rank among the top three monthly family expenditures. According to Statista, the average annual household food expenditure in the U.S. increased by almost 28
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