Do you want to learn how to budget with an irregular income? We will share the mistakes most irregular income earners make and how you should never repeat them. Budgeting can be challenging, especially when your income is unstable. The solution is to focus on your must-have expenses first and save during your good months. […]
How to Budget with an Irregular Income: 10 Mistakes to Avoid Read More »
What happens when life gives you extra income? Sometimes the income might come from a bonus, tax refund, gift, or side hustle. The source may not be a major focus for us at this time. The big question is: what should you do with extra income? According to a 2024 CNBC report, about 44% of
What to Do with Extra Income: Save, Invest, or Spend? Read More »
Are you on your journey to rebuild your credit after bankruptcy or foreclosure? The goal is achievable with the right steps. Many Americans face financial setbacks, but you can restore your finances with determination and the right tools. This guide will walk you through practical steps to rebuild credit after bankruptcy. It will ensure you
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Many people have a budget, but sticking to their monthly budget is where the real challenge begins. It’s easy to plan on paper, but unexpected expenses and shifting priorities can quickly throw your goals off track. Without the right action plan, even the best budget can fall apart. According to a 2023 survey from Debt.com,
How to Stick to Your Monthly Budget: 7 Proven Tips That Work Read More »
You can use a mortgage payment calculator to plan your home purchase. According to the National Association of Realtors, first-time homebuyers made up 32% of all homebuyers in 2024. Yet many still walk blindly into buying their homes without knowing what they can afford. Many new homeowners think their monthly mortgage payments will be lower
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Budgeting mistakes can take your financial journey in the wrong direction. Managing your money is not always easy, especially when you’re a young professional with a tight schedule. Most times, long work hours and social commitments come before budgeting in your to-do list. According to a 2024 report from LendingClub, over 60% of Americans are
5 Top Budgeting Mistakes to Never Make Again Read More »
Reasons why planning your finances today to transform your financial future must be considered. Just like a business, your lifestyle can be profitable, especially regarding your income and expense productivity. How you spend your income should bring about more income and lead to a relatively stable lifestyle free of financial stress and worries. You don’t
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