What happens when life gives you extra income? Sometimes the income might come from a bonus, tax refund, gift, or side hustle. The source may not be a major focus for us at this time. The big question is: what should you do with extra income? According to a 2024 CNBC report, about 44% of […]
What to Do with Extra Income: Save, Invest, or Spend? Read More »
Many people have a budget, but sticking to their monthly budget is where the real challenge begins. It’s easy to plan on paper, but unexpected expenses and shifting priorities can quickly throw your goals off track. Without the right action plan, even the best budget can fall apart. According to a 2023 survey from Debt.com,
How to Stick to Your Monthly Budget: 7 Proven Tips That Work Read More »
Budgeting mistakes can take your financial journey in the wrong direction. Managing your money is not always easy, especially when you’re a young professional with a tight schedule. Most times, long work hours and social commitments come before budgeting in your to-do list. According to a 2024 report from LendingClub, over 60% of Americans are
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If you pay attention to what I will share with you, you can save money on groceries. Grocery expenses are a significant part of household budgets. This is why they often rank among the top three monthly family expenditures. According to Statista, the average annual household food expenditure in the U.S. increased by almost 28
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